Trump Accounts: A New Child Savings Tool Families Should Understand
Created under the One Big Beautiful Bill Act, Trump Accounts are IRA-style accounts designed for children. The account is in the child’s name, while a parent or custodian manages it until the child turns 18.
Market Flash: AI Keeps Climbing, Inflation Stays Sticky, and the Alien in San Antonio
U.S. stocks opened June with the same message they have been sending for much of the spring: investors still have appetite for the AI trade. The Dow and S&P 500 reached new record highs on June 2, helped by strength in AI-linked infrastructure names, including Hewlett Packard Enterprise and Marvell Technology, while Alphabet’s planned AI […]
Charitable Giving Deserves a Place in Your Larger Wealth Plan
A charitable gift often begins with a story. One donor hears about a program that changed a family’s life. A board member makes an introduction. A couple attends an event and feels connected to the mission. A family sees a need in the community and wants to help.
Market Flash: Semis Save the Tape and Knicks Do the Unthinkable
U.S. stocks came back from Memorial Day leaning into AI. On Tuesday, the S&P 500 and Nasdaq moved higher while the Dow trailed, as chip shares did the heavy lifting. Micron jumped 13.3%, Marvell rose 7.4%, and the Philadelphia Semiconductor Index climbed 4.1% to an all-time high, with the S&P 500 and Russell 2000 touching […]
Ask Tim: Trust Trouble, 401(k) Timing, and Keeping Retirement Decisions Clear
One reader is staring at a family trust and wondering who really holds the keys. Another is looking at a $2 million 401(k) and trying to turn decades of savings into a steady retirement paycheck. Both deserve clear thinking, calm math, and maybe a little less drama than a ninth-inning bullpen visit.
Your Family Trust Might Live in the Wrong State
A lot has changed since 1971. Trust law is one of those things. Back then, wealth meant land. Land sits where it sits. A probate court down the road from the family farm could supervise an estate without much fuss, and when questions came up about which state’s law governed a trust, the answer was […]
Market Flash: Oil Remains the Villain
April inflation put energy back at the center of the economic conversation. The Consumer Price Index rose 0.6% in April, while the annual rate moved to 3.8%. Gasoline did much of the damage, rising 28.4% from a year earlier and helping lift energy prices across the month.
Quick Answers: Should You Max Out Your 401(k) or Your Roth IRA First?
Most investors approach this question with the assumption that one account must always come before the other. In practice, the answer depends on how your lifetime tax picture is likely to unfold and how consistently you plan to save.
Elon Musk Says AI Will Make Retirement Planning Obsolete. Is He Right?
In January, on the Moonshots with Peter Diamandis podcast, Elon Musk offered a piece of financial advice unlike anything most people hear from a credentialed planner. “Don’t worry about squirreling money away for retirement in 10 or 20 years,” he said. “It won’t matter.”
Market Flash: Hot CPI, Hard Oil
Stocks entered the week with momentum. The S&P 500 and Nasdaq climbed to record highs Monday as chip strength helped offset higher oil prices and U.S.-Iran worries, with Nvidia, Micron, and Qualcomm doing much of the heavy lifting. That gave the market a familiar 2026 flavor: macro clouds overhead, AI still wearing sunglasses.